Who Can Apply:
Individuals with Autism, Cerebral Palsy, Intellectual Disability, or Multiple Disabilities who have a valid disability certificate and UDID card.

Key Benefits:

• Health insurance coverage up to ₹1 lakh per year.
• Covers hospitalization, OPD, therapies, medicines, surgeries, and transportation.
• No pre-insurance medical tests required.
• One premium rate for all ages and disability types.

How to Apply:
Apply through a Registered Organization (RO).

• Fees: ₹250 (BPL), ₹500 (non-BPL), Free for PwDs with legal guardians (other than parents).
  👉 Apply for Niramaya

Who Can Apply:
Children and adults aged 10 years or above with Autism, Cerebral Palsy, Intellectual Disability, or Multiple Disabilities.

Key Benefits:

• Day-care facilities for at least 6 hours daily.
• Learning, therapy, and vocational activities in small groups.
• Focus on interpersonal, social, and daily living skills.
• Professional care by Special Educators, Physiotherapists, and Counsellors.

How to Apply:
Visit your nearest Vikaas Centre or apply online.
👉 Know More About Vikaas

Who Can Apply:
Persons with Autism, Cerebral Palsy, or Multiple Disabilities (not already enrolled in other schemes like Vikaas or Gharaunda).

Key Benefits:

• Residential homes for short-term or long-term stay.
• Basic medical care, daily living assistance, and therapy.
• Professional staff including Special Educators, Vocational Trainers, and Physiotherapists.
• Especially supports BPL and LIG families, orphans, and persons in crisis.

How to Apply:
Apply directly at a Samarth Centre with the required documents.
👉 View Samarth Scheme Details

Who Can Apply:
Individuals aged 18–35 years (minimum 8th standard education).

Key Benefits:

• Trains caregivers and parents in professional disability care.
• 3-month Primary and 6-month Advanced training programs.
• Paid internships and certification for employment opportunities.
• Builds a network of trained care associates across India.

How to Apply:
Apply at designated Sahyogi Training Centres.
👉 More About Sahyogi

(Implemented by State Governments and DEPwD)

1. Disability Pension (Indira Gandhi National Disability Pension Scheme)

Eligibility:

• Age 18–79 years, disability over 80%, and Below Poverty Line (BPL).
  Benefit:
• ₹300/month (18–79 yrs) and ₹500/month (80+ yrs).
  👉 Apply via UMANG App or NSAP Portal

1. Disability Allowance & Unemployment Allowance

Eligibility:

• Persons with valid disability certificate, aged 18–48 years, registered as unemployed.
  Benefit:
• ₹400–₹1000/month as unemployment or maintenance allowance.
• Some states offer additional ₹1500/month for severe disability.

1. Scholarship for Students with Disabilities

Eligibility:

• Students from Class 1 onwards with valid disability certificate.
  Benefit:
• ₹3,000–₹8,000 annually to support education expenses.

1. Free Travel Card

Eligibility:

• Persons with Disability Certificate (any type or severity).
  Benefit:
• Free or concessional travel on state-run public transport.

1. Marriage Incentive Scheme

Eligibility:

• One or both partners must have a disability certificate.
  Benefit:
• ₹30,000 one-time incentive on marriage registration.